Our Industries

Our clients work in a wide range of areas and provide our communities with invaluable services. Rely on our industry-specific knowledge to discover better opportunities for your business.

Financial Institutions

Supporting Banks, Credit Unions & Financial Services Companies With Trusted CPA & Advisory Expertise

Financial institutions operate in a highly regulated, rapidly evolving environment. HHM CPAs provides specialized accounting, compliance, and advisory services designed to help banks, credit unions, fintech entities, and other financial service organizations meet regulatory expectations, safeguard financial integrity, and strengthen strategic performance.

Our team brings deep experience in financial-sector accounting, risk management, and reporting requirements. We deliver proactive guidance to help you navigate regulatory changes, improve operational efficiency, and gain clarity in an increasingly complex landscape.

WHY FINANCIAL INSTITUTIONS CHOOSE HHM

  • Industry experience with community banks, regional institutions, credit unions, and specialty lenders
  • Up-to-date regulatory insight, including CECL and evolving compliance requirements
  • Hands-on collaboration with management teams, boards, and audit committees
  • Scalable support tailored to institutions undergoing growth, transformation, or operational improvement

WHO WE SERVE

  • Community and regional banks
  • Credit unions
  • Non-bank lenders
  • Fintech and financial-technology organizations
  • Trust and asset-management companies
  • Specialty finance groups

OUR SERVICES

Audit & Assurance
  • Financial statement audits, reviews, and compilations
  • Internal control assessments and SOX/SOC readiness
  • Regulatory reporting and compliance testing
  • Loan file reviews and credit-quality evaluations
  • Allowance for credit losses (CECL) analysis and support
Tax Planning & Compliance
  • Federal and state income tax compliance
  • Multi-state tax nexus and apportionment analysis
  • Tax planning for complex financial instruments
  • Strategic entity structuring
  • Support for mergers, acquisitions, and reorganizations
Advisory & Consulting
  • CECL implementation and model evaluation
  • Risk management and internal audit outsourcing/co-sourcing
  • Asset/liability management insights
  • IT audit coordination and cybersecurity considerations
  • Process improvement and operational efficiency reviews
  • Branch profitability analysis
Mergers & Acquisitions Support
  • Due diligence services
  • Valuation of loan portfolios and intangible assets
  • Post-transaction integration support
  • Strategic tax planning for transactions

Contact us to get started.

Our Professionals

Jim Vaughn

Chattanooga
Partner

McCall Marbury | CPA

Cleveland
Senior Manager

Daniel Sheets | CPA

Chattanooga
Partner
TRUST MATTERS

Quick Links

About UsServicesIndustriesResourcesCareersCollege RecruitingRequest for ProposalTransparency In Cigna CoveragePrivacy Policy

CHATTANOOGA
1200 Market St.
Chattanooga, TN 37402
P: (423)-756-7771

CHATT - KING ST
1181 King St.
Chattanooga, TN 37403
P: (423)-756-7771

CLEVELAND
266 Inman St. E
Cleveland, TN 37311
P: (423)-708-3980

MEMPHIS
1755 Kirby Pkwy., #200
Memphis, TN 38120
P: (901)-683-4234

PENSACOLA
3250 W Navy Blvd.
Pensacola, FL 32505
P: (850)-434-5574

Sign Up Here
Thank you for signing up!
Oops! Something went wrong while submitting the form.

Keep Connected

© 2025 Henderson Hutcherson & McCullough, PLLC - All Rights Reserved

Back To Top